Miles Earning Virtual Assistant · Singapore

Earn the miles you're already leaving behind.

MEVA reads every rate, cap and exclusion across Singapore's miles cards — then tells you exactly which one to tap. No fees, no card-pushing, just the math.

Every miles card across Singapore's 9 issuers — indexed and kept current
American ExpressBank of ChinaCitiDBSHSBCMaybankOCBCStandard CharteredUOB
Citi Rewards Mastercard cardCiti Rewards MastercardMastercardHSBC TravelOne Card cardHSBC TravelOne CardMastercardUOB Lady's Card cardUOB Lady's CardMastercardDBS yuu AMEX Card cardDBS yuu AMEX CardAMEXDBS yuu Visa Card cardDBS yuu Visa CardVisaAMEX SIA KrisFlyer Ascend cardAMEX SIA KrisFlyer AscendAMEXAMEX SIA KrisFlyer Credit Card cardAMEX SIA KrisFlyer Credit CardAMEXOCBC 90°N Card cardOCBC 90°N CardMastercardBOC Elite Miles World Mastercard cardBOC Elite Miles World MastercardMastercardCiti PremierMiles Visa Card cardCiti PremierMiles Visa CardVisaMaybank Horizon Visa Signature Card cardMaybank Horizon Visa Signature CardVisaMaybank Visa Infinite Card cardMaybank Visa Infinite CardVisaMaybank World Mastercard cardMaybank World MastercardMastercardDBS Woman's MasterCard cardDBS Woman's MasterCardMastercardMaybank Manchester United Visa Credit Card cardMaybank Manchester United Visa Credit CardVisaBOC Travel Card cardBOC Travel CardUnionPaySC Beyond Credit Card cardSC Beyond Credit CardMastercardAMEX SIA PPS Club Credit Card cardAMEX SIA PPS Club Credit CardAMEXAMEX SIA KrisFlyer Solitaire PPS cardAMEX SIA KrisFlyer Solitaire PPSAMEXCiti PremierMiles World Select Mastercard cardCiti PremierMiles World Select MastercardMastercardCiti Prestige Mastercard cardCiti Prestige MastercardMastercardDBS Altitude American Express Card cardDBS Altitude American Express CardAMEXDBS Altitude Visa Signature Card cardDBS Altitude Visa Signature CardVisaDBS Vantage Visa Infinite cardDBS Vantage Visa InfiniteVisaDBS Woman's World Mastercard cardDBS Woman's World MastercardMastercardHSBC Premier Mastercard cardHSBC Premier MastercardMastercardHSBC Revolution Card cardHSBC Revolution CardVisaKrisFlyer UOB Mastercard Card cardKrisFlyer UOB Mastercard CardMastercardMaybank XL Rewards Card cardMaybank XL Rewards CardVisaOCBC 90°N Visa Card cardOCBC 90°N Visa CardVisaOCBC Premier VOYAGE cardOCBC Premier VOYAGEVisaOCBC Rewards Card cardOCBC Rewards CardMastercardOCBC VOYAGE Card cardOCBC VOYAGE CardVisaSC Journey Card cardSC Journey CardVisaSC Rewards+ Card cardSC Rewards+ CardMastercardSC Visa Infinite Credit Card cardSC Visa Infinite Credit CardVisaUOB Lady's Solitaire Card cardUOB Lady's Solitaire CardMastercardUOB Lady's Solitaire Metal Card cardUOB Lady's Solitaire Metal CardMastercardUOB Preferred Visa Card cardUOB Preferred Visa CardVisaUOB PRVI Miles American Express Card cardUOB PRVI Miles American Express CardAmerican ExpressUOB PRVI Miles World Mastercard cardUOB PRVI Miles World MastercardMastercardUOB PRVI Miles Visa Card cardUOB PRVI Miles Visa CardVisaUOB Visa Infinite Metal Card cardUOB Visa Infinite Metal CardVisa
How MEVA works

One assistant. It reads the rules, watches your caps, and tells you what to tap.

Reads every card's rulestracks every cap as you spendtells you which card to tap.
At the registerwhich card wins the purchase in front of you
Tonight's purchase
An overseas hotel, booked on Agoda
S$220
overseas · travel
MEVA checks every card you could use
UOB PRVI MilesMEVA pick
Booked through Agoda — the card's hotel-partner tier, well within its terms.
1,760
miles
8.0MPD
DBS Altitude
Earns its elevated overseas rate, but not the hotel-partner bonus.
484
miles
2.2MPD
A flat everyday card
One rate on everything — the miles most people quietly settle for.
308
miles
1.4MPD
Same S$220 — the right card earns 5× the miles. MEVA just told you which to tap.See the full rules
Through the monthhow each cap fills — and when MEVA reroutes you
This statement cycle
Every cap, tracked against your wallet
Resets on your statement date — not the 1st

Your HSBC Revolution hit its 4-mpd online cap this cycle, so it's back to base. MEVA now routes online spend to your next-best card — and the cap reopens on your statement date, not the calendar 1st.

UOB PRVI Miles card
UOB PRVI Miles
Overseas & foreign currency
2.4MPD
No cap · always onNever drops to base
Citi Rewards card
Citi Rewards
Online & shopping (10X)
4.0MPD
S$740 / S$1,000 bonus spendNearly full — S$260 to go
HSBC Revolution card
HSBC Revolution
Online & contactless (10X)
0.4MPD
S$1,000 / S$1,000 bonus spendCap reached — back to 0.4 base
A year of the same spending

Same spend. Wildly different miles.

One card earns the bare minimum on everything. The other is the one MEVA picks for how you actually spend. Drag to see a year side by side.

Your monthly spend
S$2,000/ month
Drag to try your own spend
S$500S$3,000S$6,000
vs
A typical default card
Flat 1.4 mpd on everything
33,600miles / year
1.4 miles per dollar, every purchase
The card MEVA picks
Up to 6.0 mpd on travel & overseas
144,000miles / year
blended 6.0 miles per dollar
+110,400 miles a yearThat's roughly a one-way Business Class seat to Tokyo — for spending you'd do anyway.
How it works

From a forwarded email to live cap tracking.

No manual logging, no spreadsheets. You forward the alerts you already get and MEVA does the rest.

01Forward the alert

One mail rule sends your bank's transaction alerts to your private MEVA address. Set once, then forget it.

UOB
UOB Bank
unialerts@uobgroup.com
Transaction Alert

You made a transaction of SGD 220.00 at UOB TRAVEL on card ending 4417.

forwarded to you@receipts.meva.sg
02We read the alert

One fixed pattern per bank pulls just three fields — no AI, no inbox access, nothing else touched.

AmountS$220.00
MerchantUOB TRAVEL
Card•••• 4417
Deterministic regex — auditable, not a black box.
03Caps update live

The matched card's bonus cap, miles earned and the gap left this month move the instant the alert lands.

UOB PRVI Miles
UOB Travel bonus
Live
S$3,120 / S$5,000 this year+1,320 miles

What we never touch

You only ever forward the emails you pick, and that's everything MEVA sees. So no, we can't get into your bank account, and no, nothing is reading the rest of your inbox.

Internet-banking login

We never ask for bank credentials — there’s nothing to log into.

Never asked

Your inbox

Only the individual alert emails you choose to forward — never your mailbox.

No access

AI reading your mail

Parsing is deterministic regex, one pattern per bank. Auditable, not a black box.

Not used

Your card number

Just the last 4 digits — enough to tell your cards apart, never the full number.

Last 4 only
The Card Vault

Every card. Every rule. One quiet place.

An openly-documented library of Singapore's miles cards — earn rates, caps, fees and the fine print, all laid out exactly the same way.

Browse the full vault
Top pick
DBS yuu AMEX Card card

DBS yuu AMEX Card

AMEX · Miles
Base earn rate
0.14 MPD
Max reward rate
10 MPD
Annual fee
S$196.20
Min income
S$30,000
DBS yuu Visa Card card

DBS yuu Visa Card

Visa · Miles
Base earn rate
0.14 MPD
Max reward rate
10 MPD
Annual fee
S$196.20
Min income
S$30,000
UOB PRVI Miles American Express Card card

UOB PRVI Miles American Express Card

American Express · Miles
Base earn rate
1.4 MPD
Max reward rate
8 MPD
Annual fee
S$261.60
Min income
S$30,000
Kept honest

We keep the rules right. The community maps the real world.

Every earn rate, cap and condition is defined and maintained by MEVA, straight from each bank's terms. What no bank publishes is how a given merchant actually codes — and that's where the community comes in.

The rules are MEVA's to maintain.

Rates, caps and conditions come straight from each bank's official terms — kept current by us, never edited by the crowd.

The crowd maps merchants to rules.

Members report how a real merchant codes — its MCC — so MEVA knows which rule a purchase actually triggers.

Verified before it counts.

Each field report is checked against its evidence — there are several ways to confirm how a merchant codes — before it feeds any card's earn math.

MEVA-maintained ruleNew field report
Transport & ride-hailing

Earns the elevated rate on rides, fares and parking — defined by MEVA from the bank's published MCC list.

4.0MPD
MCC 4121 · Taxis & limousinesMCC 4111 · Local transit
Community field report
Gojek SGposted as MCC 4111
Backed by transaction evidenceConfirmed by multiple methods

MEVA reviews the evidence before it maps to this rule.

Free to start

Start earning the miles you're owed.

Create a free MEVA account in under a minute. No card required — just the spending you already do, finally working as hard as you do.

Not ready to set it up?

Keep your miles on your radar.

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