AMEXAMEXCredit Card

AMEX SIA KrisFlyer Ascend

Direct-credit KrisFlyer miles. 1.2 mpd local, 2 mpd SIA Group, 2 mpd Grab (capped S$200).

AMEX SIA KrisFlyer Ascend card
Base earn rate
1.2 MPD
Max reward rate
2 MPD
top rate
Annual fee
S$397.85
Min income
S$50,000
Local applicants

Reward rules

How this card earns — every rate, cap, and condition.

SIA Group (2.0 mpd)

Merchant name contains
singaporeair.com, SingaporeAir, Singapore Airlines, flyscoot.com, Scoot, krisshop.com, KrisShop, pelago.com, Pelago
Currency
SGD

Extracted from Terms & Conditions

The number of KrisFlyer miles will be based on the purchase amount and not the actual distance flown. Card Member will receive: • 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines flight bookings originating from Singapore which are purchased in Singapore Dollars directly from Singapore Airlines Limited via phone bookings or through singaporeair.com and/or the SingaporeAir mobile app. • 2 KrisFlyer miles for every S$1 spent on eligible Scoot flight bookings originating from Singapore which are purchased in Singapore Dollars directly from Scoot Pte Ltd through flyscoot.com and/or the Scoot mobile app. • 2 KrisFlyer miles for every S$1 spent on eligible purchases in Singapore Dollars at KrisShop onboard Singapore Airlines flights, and directly online at krisshop.com. KrisShop terms and conditions apply. • 2 KrisFlyer miles for every S$1 spent on eligible bookings or purchases in Singapore Dollars at Pelago through pelago.com and the Pelago mobile app. This excludes purchases made via digital wallets such as Google Pay and Apple Pay.

2×multiplier
Rounded per S$1

Grab Bonus (2.0 mpd)

Cap: First S$200 of spend per month

Merchant name contains
grab

Extracted from Terms & Conditions

Earn up to 2 KrisFlyer miles* for every S$1 spent on Grab Singapore transactions on the Grab mobile application ("Grab Transactions"), up to S$200 each calendar month. For Grab Transactions in excess of S$200 per month, the standard earn rate for KrisFlyer miles set out in the American Express Singapore Airlines KrisFlyer Ascend Credit Card benefits Terms and Conditions will apply. * This earn rate comprises the standard earn rate of 1.2 KrisFlyer miles for every S$1 spent on eligible purchases of goods or services and a bonus 0.8 KrisFlyer miles for every S$1 spent on Grab Transactions (8 bonus KrisFlyer miles are awarded in blocks of S$10 based on cumulative spent on Grab Transactions at the end of every calendar month). Please note that Grab Transactions do not include top-up charges for GrabPay.

2×multiplier
Rounded per S$1

Base (1.2 mpd)

Extracted from Terms & Conditions

Every S$1 spent on eligible goods or services earns 1.2 KrisFlyer miles. Only full KrisFlyer miles are awarded. A fraction of one KrisFlyer mile is rounded up from and including 0.50 KrisFlyer miles and rounded down if it is less than 0.50 KrisFlyer miles.

1.2×multiplier
Rounded per S$1

Exclusions

0×earn

No miles are earned on 27 merchant categories, including cash advances, education, healthcare and insurance.

Cash Advances
6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education
8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Healthcare
8011 Doctors — Not Elsewhere Classified · 8050 Nursing & Personal Care Facilities · 8062 Hospitals · 8099 Medical Services Not Elsewhere Classified
Insurance
5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
Transport
4111 Local/Suburban Commuter Transport · 4112 Passenger Railways
Utilities
4900 Utilities
Other
6381 — · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only
Specific merchants
GrabPay · ShopeePay · SingPost · SPC SERVICE · SINGAPORE PETROLEUM · BUS/MRT
Ready when you are

Apply for AMEX SIA KrisFlyer Ascend

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