The Card Vault · Singapore

Every reward rule,
in one place.

A curated database of credit card detail — MPD rates, annual fees, and direct links to official terms and conditions.

AMEX

American Express Singapore
4 Cards
AMEX SIA KrisFlyer Ascend card

AMEX SIA KrisFlyer Ascend

AMEX

Base earn rate
1.2 MPD
Max reward rate
2 MPD
Annual fee
S$397.85Non-waivable
Rounding
Per S$1rounded down
AMEX SIA KrisFlyer Credit Card card

AMEX SIA KrisFlyer Credit Card

AMEX

Base earn rate
1.1 MPD
Max reward rate
2 MPD
Annual fee
S$179.85Waived year 1
Rounding
Per S$1rounded down
AMEX SIA KrisFlyer Solitaire PPS card

AMEX SIA KrisFlyer Solitaire PPS

AMEX

Base earn rate
1.3 MPD
Max reward rate
2.4 MPD
Annual fee
S$561.35Waived year 1
Rounding
Per S$1rounded down
AMEX SIA PPS Club Credit Card card

AMEX SIA PPS Club Credit Card

AMEX

Base earn rate
1.3 MPD
Max reward rate
2 MPD
Annual fee
S$561.35Waived year 1
Rounding
Per S$1rounded down

BOC

Bank of China
2 Cards
BOC Elite Miles World Mastercard card

BOC Elite Miles World Mastercard

Mastercard

Base earn rate
1.4 MPD
Max reward rate
2.8 MPD
Annual fee
S$207.10Non-waivable
Rounding
Per S$1rounded down
BOC Travel Card card

BOC Travel Card

UnionPay

Base earn rate
0.2 MPD
Max reward rate
0.4 MPD
Annual fee
S$207.10Non-waivable
Rounding
Per S$1rounded down

Citi

Citibank Singapore
4 Cards
Citi PremierMiles Visa Card card

Citi PremierMiles Visa Card

Visa

Base earn rate
1.2 MPD
Max reward rate
2.2 MPD
Annual fee
S$196.20Non-waivable
Rounding
Per S$1rounded down
Citi PremierMiles World Select Mastercard card

Citi PremierMiles World Select Mastercard

Mastercard

Base earn rate
1.2 MPD
Max reward rate
2.2 MPD
Annual fee
S$196.20Non-waivable
Rounding
Per S$1rounded down
Citi Prestige Mastercard card

Citi Prestige Mastercard

Mastercard

Base earn rate
1.3 MPD
Max reward rate
2 MPD
Annual fee
S$598.00Waived year 1
Rounding
Per S$1rounded down
Citi Rewards Mastercard card

Citi Rewards Mastercard

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$1rounded down

DBS

Development Bank of Singapore
7 Cards
DBS Altitude American Express Card card

DBS Altitude American Express Card

AMEX

Base earn rate
1.3 MPD
Max reward rate
2.2 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
DBS Altitude Visa Signature Card card

DBS Altitude Visa Signature Card

Visa

Base earn rate
1.3 MPD
Max reward rate
2.2 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
DBS Vantage Visa Infinite card

DBS Vantage Visa Infinite

Visa

Base earn rate
1.5 MPD
Max reward rate
2.2 MPD
Annual fee
S$599.50Non-waivable
Rounding
Per S$5rounded down
DBS Woman's MasterCard card

DBS Woman's MasterCard

Mastercard

Base earn rate
0.4 MPD
Max reward rate
2 MPD
Annual fee
S$163.50Waived ≥ S$15000/yr
Rounding
Per S$5rounded down
DBS Woman's World Mastercard card

DBS Woman's World Mastercard

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$196.20Waived ≥ S$25000/yr
Rounding
Per S$5rounded down
DBS yuu AMEX Card card

DBS yuu AMEX Card

AMEX

Base earn rate
0.14 MPD
Max reward rate
10 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$1rounded down
DBS yuu Visa Card card

DBS yuu Visa Card

Visa

Base earn rate
0.14 MPD
Max reward rate
10 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$1rounded down

HSBC

Hongkong and Shanghai Banking Corporation
3 Cards
HSBC Premier Mastercard card

HSBC Premier Mastercard

Mastercard

Base earn rate
1.4 MPD
Max reward rate
2.3 MPD
Annual fee
S$708.50Non-waivable
Rounding
Per S$1rounded down
HSBC Revolution Card card

HSBC Revolution Card

Visa

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
FreeNo annual fee
Rounding
Per S$1rounded down
HSBC TravelOne Card card

HSBC TravelOne Card

Mastercard

Base earn rate
0.8 MPD
Max reward rate
2 MPD
Annual fee
S$196.20Non-waivable
Rounding
Per S$1rounded down

Instarem

1 Card
Instarem Amaze Card card

Instarem Amaze Card

Mastercard

Base earn rate
—
Max reward rate
0.17 MPD
Annual fee
FreeNo annual fee
Rounding
Per S$1rounded down

Maybank

Malayan Banking Berhad
5 Cards
Maybank Horizon Visa Signature Card card

Maybank Horizon Visa Signature Card

Visa

Base earn rate
0.4 MPD
Max reward rate
3.2 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
Maybank Manchester United Visa Credit Card card

Maybank Manchester United Visa Credit Card

Visa

Base earn rate
1.12 MPD
Max reward rate
1.12 MPD
Annual fee
S$87.20Waived year 1
Rounding
Per S$5rounded down
Maybank Visa Infinite Card card

Maybank Visa Infinite Card

Visa

Base earn rate
1.2 MPD
Max reward rate
3.2 MPD
Annual fee
S$654.00Waived year 1
Rounding
Per S$5rounded down
Maybank World Mastercard card

Maybank World Mastercard

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$261.60Waived year 1
Rounding
Per S$5rounded down
Maybank XL Rewards Card card

Maybank XL Rewards Card

Visa

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$87.20Waived year 1
Rounding
Per S$5rounded down

OCBC

Oversea-Chinese Banking Corporation
5 Cards
OCBC 90°N Card card

OCBC 90°N Card

Mastercard

Base earn rate
1.3 MPD
Max reward rate
2.1 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
OCBC 90°N Visa Card card

OCBC 90°N Visa Card

Visa

Base earn rate
1.3 MPD
Max reward rate
2.1 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
OCBC Premier VOYAGE card

OCBC Premier VOYAGE

Visa

Base earn rate
1.6 MPD
Max reward rate
2.3 MPD
Annual fee
S$498.00Non-waivable
Rounding
Per S$5rounded down
OCBC Rewards Card card

OCBC Rewards Card

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
OCBC VOYAGE Card card

OCBC VOYAGE Card

Visa

Base earn rate
1.3 MPD
Max reward rate
2.2 MPD
Annual fee
S$498.00Non-waivable
Rounding
Per S$5rounded down

SCB

Standard Chartered Singapore
4 Cards
SC Beyond Credit Card card

SC Beyond Credit Card

Mastercard

Base earn rate
1.5 MPD
Max reward rate
3 MPD
Annual fee
S$1,500.00Non-waivable
Rounding
Per S$1rounded down
SC Journey Card card

SC Journey Card

Visa

Base earn rate
1.2 MPD
Max reward rate
3 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$1rounded down
SC Rewards+ Card card

SC Rewards+ Card

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$194.40Waived year 1
Rounding
Per S$1rounded down
SC Visa Infinite Credit Card card

SC Visa Infinite Credit Card

Visa

Base earn rate
1 MPD
Max reward rate
3 MPD
Annual fee
S$599.50Non-waivable
Rounding
Per S$1rounded down

UOB

United Overseas Bank
9 Cards
KrisFlyer UOB Mastercard Card card

KrisFlyer UOB Mastercard Card

Mastercard

Base earn rate
1.2 MPD
Max reward rate
3 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
UOB Lady's Card card

UOB Lady's Card

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
UOB Lady's Solitaire Card card

UOB Lady's Solitaire Card

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$414.20Waived year 1
Rounding
Per S$5rounded down
UOB Lady's Solitaire Metal Card card

UOB Lady's Solitaire Metal Card

Mastercard

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$598.99Non-waivable
Rounding
Per S$5rounded down
UOB Preferred Visa Card card

UOB Preferred Visa Card

Visa

Base earn rate
0.4 MPD
Max reward rate
4 MPD
Annual fee
S$196.20Waived year 1
Rounding
Per S$5rounded down
UOB PRVI Miles American Express Card card

UOB PRVI Miles American Express Card

American Express

Base earn rate
1.4 MPD
Max reward rate
8 MPD
Annual fee
S$261.60Waived year 1
Rounding
Per S$5rounded down
UOB PRVI Miles Visa Card card

UOB PRVI Miles Visa Card

Visa

Base earn rate
1.4 MPD
Max reward rate
8 MPD
Annual fee
S$261.60Waived year 1
Rounding
Per S$5rounded down
UOB PRVI Miles World Mastercard card

UOB PRVI Miles World Mastercard

Mastercard

Base earn rate
1.4 MPD
Max reward rate
8 MPD
Annual fee
S$261.60Waived year 1
Rounding
Per S$5rounded down
UOB Visa Infinite Metal Card card

UOB Visa Infinite Metal Card

Visa

Base earn rate
1.4 MPD
Max reward rate
2.4 MPD
Annual fee
S$654.00Non-waivable
Rounding
Per S$5rounded down