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SCBMastercardCredit Card

SC Beyond Credit Card

Premium Mastercard. 1.5 mpd local / 3 mpd FCY on all eligible spend, no monthly threshold.

SC Beyond Credit Card card
Base earn rate
1.5 MPD
Max reward rate
3 MPD
top rate
Annual fee
S$1,500
Min income
S$200,000
Local applicants
View Product PageTerms & Conditions
Back to The Card Vault

Reward rules

How this card earns — every rate, cap, and condition.

Foreign Currency Spend (3.0 mpd)

Foreign currency spend
Yes

Extracted from Terms & Conditions

Every S$1 spent on Qualifying Transactions in Singapore Dollars and in foreign currency allows you to earn Rewards Points which may be used to redeem Miles or other rewards in accordance with Part D of the Credit Card Terms. Earn Rate - Every S$1 Foreign Currency Spend - Beyond Card only (Base Rewards Points): 7.5 Rewards Points (Miles equivalent 3.0).

3×multiplier
Rounded per S$1

Local Base (1.5 mpd)

Foreign currency spend
No

Extracted from Terms & Conditions

Every S$1 spent on Qualifying Transactions in Singapore Dollars and in foreign currency allows you to earn Rewards Points which may be used to redeem Miles or other rewards in accordance with Part D of the Credit Card Terms. Earn Rate - Every S$1 Local Currency Spend - Beyond Card only (Base Rewards Points): 3.75 Rewards Points (Miles equivalent 1.5).

1.5×multiplier
Rounded per S$1

Exclusions

0×earn

No miles are earned on 131 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances
6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education
8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8221 Colleges, Universities, Professional Schools, and Junior Colleges · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment
7801 Government Licensed On-Line Casinos (On-Line Gambling) (US Region only) · 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers
6534 Money Transfer Member · 6536 Moneysend - Intracountry · 6537 Moneysend - Intercountry · 6538 Moneysend Funding
Healthcare
8062 Hospitals
Insurance
6300 Insurance Sales / Premiums
Retail Shopping
7299 Other Services – Not Elsewhere Classified · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications
4814 Telecommunication Services · 4829 Wire Transfer Money Orders
Transport
7523 Automobile Parking Lots and Garages
Utilities
4900 Utilities
Other
6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 6532 PSP-Member-Payment Transaction · 6533 PSP-Merchant-Payment Transaction · 6555 Mastercard Imitated Rebate · 7399 Business Services (Not Elsewhere Classified) · 8212 — · 8213 — · 8214 — · 8215 — · 8216 — · 8217 — · 8218 — · 8219 — · 8222 — · 8223 — · 8224 — · 8225 — · 8226 — · 8227 — · 8228 — · 8229 — · 8230 — · 8231 — · 8232 — · 8233 — · 8234 — · 8235 — · 8236 — · 8237 — · 8238 — · 8239 — · 8240 — · 8242 — · 8243 — · 8245 — · 8246 — · 8247 — · 8248 — · 8250 — · 8251 — · 8252 — · 8253 — · 8254 — · 8255 — · 8256 — · 8257 — · 8258 — · 8259 — · 8260 — · 8261 — · 8262 — · 8263 — · 8264 — · 8265 — · 8266 — · 8267 — · 8268 — · 8269 — · 8270 — · 8271 — · 8272 — · 8273 — · 8274 — · 8275 — · 8276 — · 8277 — · 8278 — · 8279 — · 8280 — · 8281 — · 8282 — · 8283 — · 8284 — · 8285 — · 8286 — · 8287 — · 8288 — · 8289 — · 8290 — · 8291 — · 8292 — · 8293 — · 8294 — · 8295 — · 8296 — · 8297 — · 8298 — · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8931 Accounting, Auditing & Bookkeeping · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants
AXS · BUS/MRT · EZ-LINK · GrabPay top-up · PayLah! · PayNow · SimplyGo · Singtel Dash · TRANSIT · transit terminal
Ready when you are

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