SCBVisaCredit Card

SC Visa Infinite Credit Card

1 mpd base. +0.4 mpd local / +2 mpd FCY when monthly spend >= S$2,000 (effective 1.4 mpd local / 3 mpd FCY).

Base earn rate

1 MPD

Max reward rate

3 MPD

top rate

Annual fee

S$599.50

Min income

S$30,000

Local applicants

View Product Page Terms & Conditions

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Reward rules

How this card earns — every rate, cap, and condition.

Foreign Spend Bonus >=S$2k/mo (3.0 mpd)

Foreign currency spend: Yes
Minimum monthly spend: 2000

Extracted from Terms & Conditions

Under this Rewards Promotion, VI Cardholders who meet the Minimum Spend Amount will be eligible to earn additional miles in the form of 360° Rewards Points ("Rewards Points") as follows: b. Additional 2 miles for every $1 spent in foreign currency. As such, under this Rewards Promotion, VI Cardholders are eligible to earn a total of 3 miles (7.5 Rewards Points) for every $1 spent in foreign currency. During the Promotion Period, the VI Cardholder must charge at least S$2,000 ("Minimum Spend Amount") to the VI Card in a statement cycle on eligible retail transactions.

3×multiplier

Rounded per S$1

Local Spend Bonus >=S$2k/mo (1.4 mpd)

Foreign currency spend: No
Minimum monthly spend: 2000

Extracted from Terms & Conditions

Under this Rewards Promotion, VI Cardholders who meet the Minimum Spend Amount will be eligible to earn additional miles in the form of 360° Rewards Points ("Rewards Points") as follows: a. Additional 0.4 miles for every $1 spent in local currency. As such, under this Rewards Promotion, VI Cardholders are eligible to earn a total of 1.4 miles (3.5 Rewards Points) for every $1 spent in local currency. During the Promotion Period, the VI Cardholder must charge at least S$2,000 ("Minimum Spend Amount") to the VI Card in a statement cycle on eligible retail transactions.

1.4×multiplier

Rounded per S$1

Base Earn (1.0 mpd)

Extracted from Terms & Conditions

Under the existing Standard Chartered 360° Rewards Programme, VI Cardholders earn 1 mile for every S$1 (in local/foreign currency) spent with the VI Card.

1×multiplier

Rounded per S$1

Exclusions

0×earn

No miles are earned on 131 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances: 6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education: 8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8221 Colleges, Universities, Professional Schools, and Junior Colleges · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment: 7801 Government Licensed On-Line Casinos (On-Line Gambling) (US Region only) · 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers: 6534 Money Transfer Member · 6536 Moneysend - Intracountry · 6537 Moneysend - Intercountry · 6538 Moneysend Funding
Healthcare: 8062 Hospitals
Insurance: 6300 Insurance Sales / Premiums
Retail Shopping: 7299 Other Services – Not Elsewhere Classified · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications: 4814 Telecommunication Services · 4829 Wire Transfer Money Orders
Transport: 7523 Automobile Parking Lots and Garages
Utilities: 4900 Utilities
Other: 6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 6532 PSP-Member-Payment Transaction · 6533 PSP-Merchant-Payment Transaction · 6555 Mastercard Imitated Rebate · 7399 Business Services (Not Elsewhere Classified) · 8212 — · 8213 — · 8214 — · 8215 — · 8216 — · 8217 — · 8218 — · 8219 — · 8222 — · 8223 — · 8224 — · 8225 — · 8226 — · 8227 — · 8228 — · 8229 — · 8230 — · 8231 — · 8232 — · 8233 — · 8234 — · 8235 — · 8236 — · 8237 — · 8238 — · 8239 — · 8240 — · 8242 — · 8243 — · 8245 — · 8246 — · 8247 — · 8248 — · 8250 — · 8251 — · 8252 — · 8253 — · 8254 — · 8255 — · 8256 — · 8257 — · 8258 — · 8259 — · 8260 — · 8261 — · 8262 — · 8263 — · 8264 — · 8265 — · 8266 — · 8267 — · 8268 — · 8269 — · 8270 — · 8271 — · 8272 — · 8273 — · 8274 — · 8275 — · 8276 — · 8277 — · 8278 — · 8279 — · 8280 — · 8281 — · 8282 — · 8283 — · 8284 — · 8285 — · 8286 — · 8287 — · 8288 — · 8289 — · 8290 — · 8291 — · 8292 — · 8293 — · 8294 — · 8295 — · 8296 — · 8297 — · 8298 — · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8931 Accounting, Auditing & Bookkeeping · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants: AXS · BUS/MRT · EZ-LINK · GrabPay top-up · PayLah! · PayNow · SimplyGo · Singtel Dash · TRANSIT · EZ LINK · EZLINK · FLASHPAY · MONEYBOOKERS · OANDA · SAXO CAP MKTS · SKRILL · WWW.IGMARKETS

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