Overseas (2.8 mpd)
- Foreign currency spend
- Yes
Extracted from Terms & Conditions
9 BOC Bonus Points will be awarded for every S$1 Overseas Spend.
2.8×multiplier
BOCMastercardCredit Card
BOC Elite Miles World Mastercard
2.8 mpd overseas, 1.4 mpd local. BOC Elite Miles directly to KrisFlyer or Asia Miles.
Base earn rate
1.4 MPD
Max reward rate
2.8 MPD
top rate
Annual fee
S$207.10
Min income
S$30,000
Local · age 21+
Reward rules
How this card earns — every rate, cap, and condition.
Rounded per S$1
Local (1.4 mpd)
- Foreign currency spend
- No
Extracted from Terms & Conditions
4.5 BOC Bonus Points will be awarded for every S$1 Local Spend.
1.4×multiplier
Exclusions
0×earn
No miles are earned on 43 merchant categories, including cash advances, education, entertainment and fund transfers.
- Cash Advances
- 6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
- Education
- 8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
- Entertainment
- 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
- Fund Transfers
- 6534 Money Transfer Member
- Healthcare
- 8062 Hospitals
- Insurance
- 5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
- Online Shopping
- 5965 Direct Marketing – Combination Catalog & Retail
- Retail Shopping
- 5199 Nondurable Good · 5993 Cigar Stores and Stands · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
- Telecommunications
- 4829 Wire Transfer Money Orders
- Transport
- 7523 Automobile Parking Lots and Garages
- Utilities
- 4900 Utilities
- Other
- 6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6381 — · 6399 — · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
- Spending categories included
- interest_charges, annual_fees, late_payment_charges, goods_and_services_tax, cash_advances, fund_transfers, installment_payment_plans, tax_payment_plans, unposted_transactions, cancelled_transactions, disputed_transactions, refunded_transactions, fees_charged_by_BOC_or_third_parties
Ready when you are
Apply for BOC Elite Miles World Mastercard
You'll be taken to BOC's secure application. Approval is subject to the bank's eligibility checks.