UOBVisaCredit Card

UOB Preferred Visa Card

4 mpd on selected online MCCs and mobile contactless; each bonus capped at S$600/mo eligible spend.

Base earn rate

0.4 MPD

Max reward rate

4 MPD

top rate

Annual fee

S$196.20

Min income

S$30,000

Local · age 21+

View Product Page Terms & Conditions

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Reward rules

How this card earns — every rate, cap, and condition.

Selected Online (4.0 mpd)

Cap: First S$600 of spend per month

Online required: Yes
Merchant categories included: Convenience Store5499 Misc. Food Stores
Dining5462 Bakeries · 5811 Caterers · 5812 Eating Places, Restaurants · 5814 Fast Food Restaurants
Entertainment5735 Record Shops · 7832 Motion Picture Theaters · 7922 Theatrical Producers & Ticket Agencies · 7991 Tourist Attractions / Exhibits · 7996 Amusement Parks / Carnivals · 7998 Aquariums / Dolphinariums · 7999 Recreation Services (not elsewhere classified)
Fashion5611 Men’s and Boys’ Clothing and Accessories Stores · 5621 Women’s Ready-to-Wear Stores · 5631 Women’s Accessory and Specialty Shops · 5641 Children’s and Infants’ Wear Stores · 5651 Family Clothing Stores · 5661 Shoe Stores · 5691 Men’s/Women’s Clothing Stores · 5699 Miscellaneous apparel stores · 5948 Luggage and Leather Goods Stores
Groceries5411 Grocery Stores, Supermarkets · 9751 UK Supermarkets (Electronic Hot File)
Healthcare5912 Drug Stores / Pharmacies
Online Shopping5399 Misc. General Merchandise · 5734 Computer Software Stores · 5964 Direct Marketing – Catalog Merchant · 5966 Direct Marketing – Outbound Telemarketing · 5967 Direct Marketing – Inbound Telemarketing · 5968 Direct Marketing – Subscription Services · 5969 Direct Marketing – Other Direct Marketers
Retail Shopping5262 Marketplaces · 5309 Duty Free Stores · 5310 Discount Stores · 5311 Department Stores · 5331 Variety Stores · 5441 Candy, Nut, Chocolates Stores · 5732 Electronics Stores · 5733 Musical Instruments & Sheet Music Stores · 5942 Book Stores · 5944 Jewelry, Watch, Precious Stone, and Silverware Stores · 5945 Hobby, Toy, and Game Shops · 5946 Camera and Photographic Supply Stores · 5947 Gift, Card, Novelty, and Souvenir Shops · 5949 Sewing, Needle, Fabric, and Piece Goods Stores · 5970 Artist Supply and Craft Stores · 5992 Florists · 5999 Miscellaneous Retail · 7278 Buying and Shopping Services and Clubs
Telecommunications4816 Computer Network/Information Services
Other5306, 5333, 7841, 8012

Extracted from Terms & Conditions

UNI$10 per S$5 on Selected Online MCCs. Bonus portion capped at S$600/mo eligible spend (UNI$1,080) from 1 Oct 2025.

4×multiplier

Rounded per S$5

Mobile Contactless (4.0 mpd)

Cap: First S$600 of spend per month

Contactless required: Yes

Extracted from Terms & Conditions

UNI$10 per S$5 on mobile-wallet contactless (Apple/Google/Samsung Pay). Physical-card contactless stopped earning 10X on 22 May 2020 — engine cannot distinguish wallet vs card so this over-grants. Shares cap with SimplyGo.

4×multiplier

Rounded per S$5

SimplyGo / ABT (4.0 mpd)

Cap: First S$600 of spend per month

Merchant name contains: simplygo, abt
Foreign currency spend: No

Extracted from Terms & Conditions

Effective 28 Aug 2025, SimplyGo ABT treated as mobile contactless. Shares the S$600/mo cap with the mobile-contactless rule.

4×multiplier

Rounded per S$5

Base (0.4 mpd)

0.4×multiplier

Rounded per S$5

Exclusions

0×earn

No miles are earned on 39 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances: 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education: 8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment: 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers: 6534 Money Transfer Member
Healthcare: 8062 Hospitals
Insurance: 5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
Online Shopping: 5965 Direct Marketing – Combination Catalog & Retail
Retail Shopping: 5199 Nondurable Good · 5993 Cigar Stores and Stands · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications: 4829 Wire Transfer Money Orders
Transport: 7523 Automobile Parking Lots and Garages
Utilities: 4900 Utilities
Other: 6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants: axs · amaze · banc de binary · bancdebinary · ez link · ez-link · ezlink · myezlink · flashpay · moneybookers · nets vcashcard · netsflashpay · oanda · saxo cap · skrill · skyfx · igmarkets · transit · ipaymy · rws-levy · smoove pay · singpost-sam · razerpay · norwds · paypal * bizconsulta · paypal * capitalroya · paypal * oandaasiapa

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