DBSMastercardCredit Card

DBS Woman's MasterCard

2 mpd on online spend (capped S$1,000/mo). 0.4 mpd base. Lower income requirement than World variant.

DBS Woman's MasterCard card
Base earn rate
0.4 MPD
Max reward rate
2 MPD
top rate
Annual fee
S$163.50
Min income
S$30,000
Local · age 21+

Reward rules

How this card earns — every rate, cap, and condition.

Online (2.0 mpd)

Cap: First S$1,000 of spend per month

Online required
Yes

Extracted from Terms & Conditions

For every S$5 on online spend, the remaining additional 4X DBS Points will be awarded at the end of the next calendar month. The additional 4X DBS Points are only applicable for the first S$1,000 online spend per calendar month, charged to the Card (i.e. transaction date) and posted into the Card Account (i.e. posting date) at the point of computation of the points.

2×multiplier
Rounded per S$5

Base (0.4 mpd)

Extracted from Terms & Conditions

For every S$5 spend, 1X DBS Point will be awarded on the next working day, when the retail purchase transaction is posted to the Card Account.

0.4×multiplier
Rounded per S$5

Exclusions

0×earn

No miles are earned on 57 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances
6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education
8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment
7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers
6534 Money Transfer Member
Healthcare
5047 Dental/Lab/Medical/Ophthalmic Hospital Equipment & Supplies · 8062 Hospitals
Insurance
5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
Retail Shopping
5199 Nondurable Good · 5993 Cigar Stores and Stands · 7261 Funeral Services · 7339 Stenographic & Secretarial Support Services · 7349 Clean/Maint/Janitorial Services · 7393 Detective & Security Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications
4829 Wire Transfer Money Orders
Transport
4784 Tolls and Bridge Fees · 7523 Automobile Parking Lots and Garages
Utilities
4900 Utilities
Other
763 — · 6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6381 — · 6399 — · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 7276 — · 7311 Advertising Services · 7322 — · 7372 Computer Programming & Data Processing · 7375 Information Retrieval Services · 7399 Business Services (Not Elsewhere Classified) · 8111 Attorneys & Legal Services · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8911 Architectural, Engineering & Surveying · 8931 Accounting, Auditing & Bookkeeping · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants
AMAZE · AXS · BAGUS · CANTINE · CARDUP · EZ-LINK · EZLINK · FAVE ECARD · FAVEPAY · FLASHPAY · IPAYMY · IPLMILESLIFE · KASHMI · KJC COINS · MATCHMOVE · MB MONEYBOOKERS · OANDA · PAYEER · PAYPAL *AXS PTE LTD · PAYPAL AXS PTE LTD · PAYPAL BIZCONSULTA · PAYPAL CAPITALROYA · PAYPAL CMD BITCOIN · PAYPAL COINJOLT · PAYPAL OANDAASIAPA · PAYPAL WMCCOIN · PAYPAL XCOINS · RAZERPAY · SAM - · SAM PAYMENTS · SAXO CAP · SEDAP · SGEBIZ · SHOPEEPAY · SINGAPORE E-BUSINESS · SINGTEL DASH · SKRSKRILL · SMOOV · TOROPTION · TRANSIT 3 · VIPCOINS · WWW.IGMARKETS.COM.SG · XTRADE · YOUTRIP · BITCOIN · BITSTAMP · BITPANDA · BITTYLICIOUS · BUYCOIN · BUYSOMEBITCOINS · CASADELACRYPTO · CFSCFSBITCOIN · COINBASE · COINCORNER · COINIFY · COINMAMA · COINSTEC · CRVCOINBASE · CRYPTO5 · CRYPTOCAPITALS · CRYPTOEU · CRYPTOSHOP · CRYPTOPAY · EASYCOIN · INDACOIN · INSTANT BITCOIN · ORANGECOIN · PSPCOINSBANK · QUICBIT · SERIESCOIN · SIMPLEX · SPECTROCOIN · VIPCOIN · XCOINS · ZEUS-CRYPTO · BETTERCOINS · BITIT.IO
Ready when you are

Apply for DBS Woman's MasterCard

You'll be taken to DBS's secure application. Approval is subject to the bank's eligibility checks.