AXS Pay+Earn (1.0 mpd)
- Merchant name contains
- AXS PAY+EARN, PAY+EARN, PAY + EARN
Extracted from Terms & Conditions
AXS Pay + Earn transactions: for every S$5 spend, 5 90°N Miles (Equivalent to 1 90°N Mile for every S$1 spend).
1×multiplier
OCBCVisaCredit Card
OCBC 90°N Visa Card
Visa variant of OCBC 90°N. 1.3 mpd local, 2.1 mpd FCY. No monthly cap.
Base earn rate
1.3 MPD
Max reward rate
2.1 MPD
top rate
Annual fee
S$196.20
Min income
S$30,000
Local · age 21+
Reward rules
How this card earns — every rate, cap, and condition.
Rounded per S$5
Overseas (2.1 mpd)
- Foreign currency spend
- Yes
Extracted from Terms & Conditions
Overseas spend: for every S$5 overseas spend, 10.5 90°N Miles (Equivalent to 2.1 90°N Miles for every S$1 overseas spend).
2.1×multiplier
Local (1.3 mpd)
- Foreign currency spend
- No
Extracted from Terms & Conditions
Local spend: for every S$5 local spend, 6.5 90°N Miles (Equivalent to 1.3 90°N Miles for every S$1 local spend).
1.3×multiplier
Exclusions
0×earn
No miles are earned on 39 merchant categories, including cash advances, education, entertainment and healthcare.
- Cash Advances
- 6010 Financial Institutions – Manual Cash Disbursements · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
- Education
- 8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
- Entertainment
- 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
- Healthcare
- 5047 Dental/Lab/Medical/Ophthalmic Hospital Equipment & Supplies · 8062 Hospitals
- Insurance
- 5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
- Retail Shopping
- 5199 Nondurable Good · 5993 Cigar Stores and Stands · 7349 Clean/Maint/Janitorial Services
- Telecommunications
- 4829 Wire Transfer Money Orders
- Transport
- 4111 Local/Suburban Commuter Transport · 4121 Taxicabs and Limousines · 4131 Bus Lines · 4784 Tolls and Bridge Fees · 7523 Automobile Parking Lots and Garages
- Utilities
- 4900 Utilities
- Other
- 6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8675 Automobile Associations · 8699 Membership Organizations Not Elsewhere Classified · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
- Specific merchants
- GRABPAY · YOUTRIP · SHOPEE PAY · SHOPEEPAY · SINGTEL DASH · NETS FLASHPAY · TRANSIT LINK · ENETS · EZ-LINK · EZLINK · AXS · PAY+EARN · PAY + EARN · GRAB TRANSPORT · GRAB-TRANSPORT · GRABRIDES · GOJEK · GO-JEK · TAXI · CABS · COMFORTDELGRO · PRIME TAXI · SMRT TAXI · TRANS-CAB
Ready when you are
Apply for OCBC 90°N Visa Card
You'll be taken to OCBC's secure application. Approval is subject to the bank's eligibility checks.