Overseas (0.4 mpd)
- Foreign currency spend
- Yes
Extracted from Terms & Conditions
2 BOC Bonus Points will be awarded for every S$1 Overseas Spend.
0.4×multiplier
BOCUnionPayCredit Card
BOC Travel Card
0.4 mpd overseas, 0.2 mpd local. UnionPay travel card.
Base earn rate
0.2 MPD
Max reward rate
0.4 MPD
top rate
Annual fee
S$207.10
Min income
S$30,000
Local · age 21+
Reward rules
How this card earns — every rate, cap, and condition.
Rounded per S$1
Local (0.2 mpd)
- Foreign currency spend
- No
Extracted from Terms & Conditions
1 Bonus Point will be awarded for every S$1 Local Spend.
0.2×multiplier
Exclusions
0×earn
No miles are earned on 6 merchant categories, including cash advances and utilities.
- Cash Advances
- 6011 Financial Institutions – Automated Cash Disbursements · 6051 Quasi Cash / Non-Financial
- Utilities
- 4900 Utilities
- Other
- 8398 Charitable/Social Organizations · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified)
- Specific merchants
- annual fee · late payment · GST · goods and services tax · instalment · installment · IPP · purchase instalment · statement instalment · tax payment plan · unposted · cancelled · disputed · refunded · government · IRAS · CPF · HDB · MOM · LTA · URA · ICA · Town Council · money transfer · remittance · Swiss Money Transfer · TransferWise · WorldRemit · utility · SP Services · charity · donation · EZLINK · TransitLink · NETS FlashPay · SingTel Dash · Youtrip · GrabPay · MatchMove Pay · HelloPay · ShopeePay · AXS · SAM
Ready when you are
Apply for BOC Travel Card
You'll be taken to BOC's secure application. Approval is subject to the bank's eligibility checks.