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MaybankMastercardCredit Card

Maybank World Mastercard

10X (4.0 mpd) at select dining/golf/luxury + petrol; tiered foreign spend 7X/8X (2.8–3.2 mpd).

Maybank World Mastercard card
Base earn rate
0.4 MPD
Max reward rate
4 MPD
top rate
Annual fee
S$261.60
Min income
S$80,000
Local · age 21+
View Product PageTerms & Conditions
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Reward rules

How this card earns — every rate, cap, and condition.

10X Dining/Golf merchants (4.0 mpd, offline)

All of the following
Online required
No
Merchant name contains
APARO GOLF, PAR CLUB SG, LEONIAN, NSRCC, SENTOSA GOLF CLUB, SICC, TMCC, PARTEE GOLF, IMPERIAL TREASURE, TREASURES YI DIAN XIN, LES AMIS, BISTRO DU VIN, JIIN OMAKASE, JINJO, LA TAPERIA, LINO, MUI KEE CONGEE, NAMNAM, PEPERONI PIZZERIA, PICOLINO, SCOTTS GRILL, SHABU JIN, SUKIYAKI JIN, SUSHI JIN, SUSHI RYUJIN, TENJIN, UNAGI YONDAIME KIKUKAWA, WAGYU JIN, BATH & BODY WORKS, MICHAEL KORS, MLB, RITUALS, STEVE MADDEN, VICTORIA'S SECRET

Extracted from Terms & Conditions

10X TREATS Points will be awarded for retail transactions charged to the Card at the 10X TREATS Points Merchants. The 10X TREATS Points Merchants are set out at maybank.sg/wmc and are subject to change from time to time. 10X TREATS Points will not be awarded for any online transactions. (10X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 4.0 air miles per dollar under the Maybank Frequent Flyer Programme.) For the case of selected 10X TREATS Points Merchants, Cardmembers can additionally enjoy a 10% discount on regular priced items (not all 10X TREATS Points Merchants offer this). This Promotion is not valid in conjunction with other Maybank offers, promotions, in-house offers, discount cards, loyalty programmes and/or vouchers, unless otherwise stated. For avoidance of doubt, a Card retail transaction at a 10X TREATS Points Merchant entitled to 10X TREATS Points will receive 10X only (instead of 1X, 7X or 8X TREATS Points under the 7X & 8X TREATS Points Foreign Spend Promotion).

4×multiplier
Rounded per S$5

10X Luxury Galleria @ RWS (4.0 mpd, offline)

Cap: First S$5,000 of spend per month

All of the following
Online required
No
Merchant name contains
BEAUTY LOVE, COACH, FURLA, HUGO BOSS, LONGCHAMP, MICHAEL KORS, MONTBLANC, OMEGA, PANERAI, POLO RALPH LAUREN, SALVATORE FERRAGAMO, SWAROVSKI, SWISS WATCH GALLERY, TORY BURCH, VERSACE, VICTORIA'S SECRET, WEAR + WHEN

Extracted from Terms & Conditions

10X TREATS Points will be awarded for retail transactions charged to the Card at the 10X TREATS Points Merchants. The 10X TREATS Points Merchants are set out at maybank.sg/wmc and are subject to change from time to time. 10X TREATS Points will not be awarded for any online transactions. (10X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 4.0 air miles per dollar under the Maybank Frequent Flyer Programme.) For the case of selected 10X TREATS Points Merchants, Cardmembers can additionally enjoy a 10% discount on regular priced items (not all 10X TREATS Points Merchants offer this). This Promotion is not valid in conjunction with other Maybank offers, promotions, in-house offers, discount cards, loyalty programmes and/or vouchers, unless otherwise stated. For avoidance of doubt, a Card retail transaction at a 10X TREATS Points Merchant entitled to 10X TREATS Points will receive 10X only (instead of 1X, 7X or 8X TREATS Points under the 7X & 8X TREATS Points Foreign Spend Promotion).

4×multiplier
Rounded per S$5

10X Petrol in Singapore (4.0 mpd)

All of the following
Online required
No
Foreign currency spend
No
Merchant categories included
Petrol5541 Gasoline Service Stations · 5542 Automated Fuel Dispensers

Extracted from Terms & Conditions

10X TREATS Points will be awarded for retail transactions charged to the Card at the 10X TREATS Points Merchants. The 10X TREATS Points Merchants are set out at maybank.sg/wmc and are subject to change from time to time. 10X TREATS Points will not be awarded for any online transactions. (10X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 4.0 air miles per dollar under the Maybank Frequent Flyer Programme.) For the case of selected 10X TREATS Points Merchants, Cardmembers can additionally enjoy a 10% discount on regular priced items (not all 10X TREATS Points Merchants offer this). This Promotion is not valid in conjunction with other Maybank offers, promotions, in-house offers, discount cards, loyalty programmes and/or vouchers, unless otherwise stated. For avoidance of doubt, a Card retail transaction at a 10X TREATS Points Merchant entitled to 10X TREATS Points will receive 10X only (instead of 1X, 7X or 8X TREATS Points under the 7X & 8X TREATS Points Foreign Spend Promotion).

4×multiplier
Rounded per S$5

Foreign Spend 8X (3.2 mpd, S$4,000 min)

All of the following
Foreign currency spend
Yes
Minimum monthly spend
4000

Extracted from Terms & Conditions

Instead of 7X TREATS Points, Cardmembers will earn 8X TREATS Points for Foreign Spend on the Card when they spend a minimum of S$4,000 on retail transactions on the Card in a calendar month (8X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 3.2 air miles per dollar under the Maybank Frequent Flyer Programme). Foreign Spend ("Foreign Spend") are Card retail transaction(s) posted in foreign currencies; Local Spend always earns 1X TREATS Points. For avoidance of doubt, a Card retail transaction at a 10X TREATS Points Merchant entitled to 10X TREATS Points will receive 10X only (instead of 1X, 7X or 8X).

3.2×multiplier
Rounded per S$5

Foreign Spend 7X (2.8 mpd, S$800 min)

All of the following
Foreign currency spend
Yes
Minimum monthly spend
800

Extracted from Terms & Conditions

Cardmembers will earn 7X TREATS Points for Foreign Spend on the Card when they spend a minimum of S$800 on retail transactions on the Card in a calendar month (7X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 2.8 air miles per dollar under the Maybank Frequent Flyer Programme). If Cardmembers spend less than S$800 on retail transactions in a calendar month, they will earn 1X TREATS Points for all Local and Foreign Spend. Foreign Spend ("Foreign Spend") are Card retail transaction(s) posted in foreign currencies; Local Spend always earns 1X TREATS Points. For avoidance of doubt, a Card retail transaction at a 10X TREATS Points Merchant entitled to 10X TREATS Points will receive 10X only (instead of 1X, 7X or 8X).

2.8×multiplier
Rounded per S$5

Base Earn (0.4 mpd)

Extracted from Terms & Conditions

Local Spend earns 1X TREATS Points, and if Cardmembers spend less than S$800 on retail transactions on the Card in a calendar month they will earn 1X TREATS Points for all Local and Foreign Spend on the Card. Local Spend ("Local Spend") are Card retail transaction(s) posted in Singapore dollars (1X TREATS Points per S$1 spend, in blocks of S$5, equivalent to 0.4 air miles per dollar under the Maybank Frequent Flyer Programme).

0.4×multiplier
Rounded per S$5

Exclusions

0×earn

No miles are earned on 26 merchant categories, including cash advances, entertainment, fund transfers and insurance.

Cash Advances
6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Entertainment
7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers
6534 Money Transfer Member
Insurance
6300 Insurance Sales / Premiums
Retail Shopping
7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications
4829 Wire Transfer Money Orders
Utilities
4900 Utilities
Other
6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants
BAGUS · BANC DE BINARY · CANTINE · EZ LINK · EZ-LINK · EZLINK · FLASHPAY · INSTAREM · MONEYBOOKERS · NETSVCASHCARD · OANDA · PAYPAL · RAZERPAY · SEDAP · SGEBIZ · SIMPLYGO · SINGAPORE E-BUSINESS · SINGTEL DASH · SKRILL · XGLOBALMARKETS · SKYFX · TRANSIT · TRANSITLINK · IGMARKETS · MYEZLINK · PLUS500 · YOUTRIP · AXS · NETS · SAM
Ready when you are

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