UOBMastercardCredit Card

UOB Lady's Solitaire Card

4 mpd on 2 preferred categories (0.4 mpd base + 3.6 mpd bonus, S$750 cap/category). Annual fee S$414.20.

UOB Lady's Solitaire Card card
Base earn rate
0.4 MPD
Max reward rate
4 MPD
top rate
Annual fee
S$414.20
Min income
S$120,000
Local applicants

Reward rules

How this card earns — every rate, cap, and condition.

Beauty & Wellness (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Health Beauty5977 Cosmetic Stores · 7230 Beauty Shops & Barber Shops · 7297 Massage Parlors · 7298 Health and Beauty Shops
Healthcare5912 Drug Stores / Pharmacies
Other7231
Spending categories included
beauty, health_beauty

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Beauty & Wellness — MCC 5912, 5977, 7230, 7231, 7298, 7297 — Discount, Mass and Drug Stores, Cosmetics Stores, Barber and Beauty Shops, Health and Beauty Spa, Massage Parlors

4×multiplier
Rounded per S$5

Dining (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Convenience Store5499 Misc. Food Stores
Dining5811 Caterers · 5812 Eating Places, Restaurants · 5814 Fast Food Restaurants
Spending categories included
dining, food_delivery

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Dining — MCC 5811, 5812, 5814, 5499 — Caterers, Eating places and Restaurants, Fast food restaurants and food deliveries

4×multiplier
Rounded per S$5

Entertainment (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Dining5813 Drinking Places
Entertainment7832 Motion Picture Theaters · 7922 Theatrical Producers & Ticket Agencies
Spending categories included
entertainment

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Entertainment — MCC 5813, 7832, 7922 — Bars, Taverns, Lounges and Nightclubs, Motion Picture Theaters, Theatrical, Producers and Ticket Agencies

4×multiplier
Rounded per S$5

Family (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Fashion5641 Children’s and Infants’ Wear Stores
Groceries5411 Grocery Stores, Supermarkets
Spending categories included
family, groceries

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Family — MCC 5411, 5641 — Grocery stores, Children and Infants wear store

4×multiplier
Rounded per S$5

Fashion (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Fashion5611 Men’s and Boys’ Clothing and Accessories Stores · 5621 Women’s Ready-to-Wear Stores · 5631 Women’s Accessory and Specialty Shops · 5651 Family Clothing Stores · 5655 Sports Apparel, Riding Apparel Stores · 5661 Shoe Stores · 5691 Men’s/Women’s Clothing Stores · 5699 Miscellaneous apparel stores · 5948 Luggage and Leather Goods Stores
Retail Shopping5311 Department Stores
Spending categories included
fashion, retail_shopping

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Fashion — MCC 5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948 — Department Stores, Mens and Boys Clothing and Accessories Store, Womens Ready-To-Wear Stores, Womens Access and Specialty, Family Clothing Stores, Sports and Riding Apparel Stores, Shoes Stores, Mens and Womens Clothing Stores, Miscellaneous Apparel and Accessories Shops, Luggage and Leather Stores

4×multiplier
Rounded per S$5

Transport (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Petrol5541 Gasoline Service Stations · 5542 Automated Fuel Dispensers
Transport4111 Local/Suburban Commuter Transport · 4121 Taxicabs and Limousines · 4789 Transportation Services (NEC)
Spending categories included
transport, petrol

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Transport — MCC 4111, 4121, 4789, 5541, 5542 — Local Commuter Transport, Taxi, Cabs, Limousines and Travel Service, Service Stations and Automatic Gas Dispensers

4×multiplier
Rounded per S$5

Travel (4.0 mpd)

Cap: First S$750 of spend per month

Any of the following
Merchant categories included
Flights3000 Airlines, Air Carriers · 3001 American Airlines · 3005 British Airways · 3006 Japan Airlines · 3007 Air France · 3008 Lufthansa · 3009 Air Canada · 3010 KLM · 3011 Emirates · 3012 Quantas · 3013 Alitalia · 3014 Saudia Arabian Airlines · 3015 Swiss Air · 3016 SAS · 3017 South African Airways · 3020 Air India · 3021 Air Algerie · 3022 Philippine Airlines · 3024 Pakistan International · 3025 Air New Zealand · 3026 Emirates · 3034 Etihad Airways · 3042 Finnair · 3052 Lanchile · 3056 Quebecaire · 3058 Delta · 3066 Southwest · 3072 Cebu Pacific · 3075 Singapore Airlines · 3076 Aeromexico · 3077 Thai Airways · 3078 China Airlines · 3079 Jetstar Airways · 3082 Korean Airlines · 3084 Eva Airlines · 3098 Asiana Airlines · 3099 Cathay Pacific · 3100 Malaysia Airlines · 3136 Qatar Airways · 3144 Virgin Atlantic · 3161 All Nippon Airways · 3174 JetBlue Airways · 3206 China Eastern Airlines · 3211 Norwegian Air Shuttle · 3245 Easyjet · 3246 Ryanair · 3256 Alaska Airlines · 3260 Spirit Airlines · 3261 Air China · 3294 Ethiopian Airlines · 4511 Airlines (Not Elsewhere Classified)
Other3002, 3003, 3004, 3018, 3019, 3023, 3027, 3028, 3029, 3030, 3031, 3032, 3033, 3035, 3036, 3037, 3038, 3039, 3040, 3041, 3043, 3044, 3045, 3046, 3047, 3048, 3049, 3050, 3051, 3053, 3054, 3055, 3057, 3059, 3060, 3061, 3062, 3063, 3064, 3065, 3067, 3068, 3069, 3070, 3071, 3073, 3074, 3080, 3081, 3083, 3085, 3086, 3087, 3088, 3089, 3090, 3091, 3092, 3093, 3094, 3095, 3096, 3097, 3101, 3102, 3103, 3104, 3105, 3106, 3107, 3108, 3109, 3110, 3111, 3112, 3113, 3114, 3115, 3116, 3117, 3118, 3119, 3120, 3121, 3122, 3123, 3124, 3125, 3126, 3127, 3128, 3129, 3130, 3131, 3132, 3133, 3134, 3135, 3137, 3138, 3139, 3140, 3141, 3142, 3143, 3145, 3146, 3147, 3148, 3149, 3150, 3151, 3152, 3153, 3154, 3155, 3156, 3157, 3158, 3159, 3160, 3162, 3163, 3164, 3165, 3166, 3167, 3168, 3169, 3170, 3171, 3172, 3173, 3175, 3176, 3177, 3178, 3179, 3180, 3181, 3182, 3183, 3184, 3185, 3186, 3187, 3188, 3189, 3190, 3191, 3192, 3193, 3194, 3195, 3196, 3197, 3198, 3199, 3200, 3201, 3202, 3203, 3204, 3205, 3207, 3208, 3209, 3210, 3212, 3213, 3214, 3215, 3216, 3217, 3218, 3219, 3220, 3221, 3222, 3223, 3224, 3225, 3226, 3227, 3228, 3229, 3230, 3231, 3232, 3233, 3234, 3235, 3236, 3237, 3238, 3239, 3240, 3241, 3242, 3243, 3244, 3247, 3248, 3249, 3250, 3251, 3252, 3253, 3254, 3255, 3257, 3258, 3259, 3262, 3263, 3264, 3265, 3266, 3267, 3268, 3269, 3270, 3271, 3272, 3273, 3274, 3275, 3276, 3277, 3278, 3279, 3280, 3281, 3282, 3283, 3284, 3285, 3286, 3287, 3288, 3289, 3290, 3291, 3292, 3293, 3295, 3296, 3297, 3298, 3299
Merchant categories included
Hotels3501 Lodging: Hotels, Motels, Resorts · 3502 Best Western Hotels · 3503 Sheraton Hotels · 3504 Hilton Hotels · 3509 Marriott Hotels · 3512 InterContinental Hotels · 3513 Westin Hotels · 3526 Prince Hotels · 3530 Renaissance Hotels, Stouffer Hotels · 3533 Hotel Ibis · 3535 Hilton International · 3538 Concorde Hotels · 3543 Four Seasons Hotels · 3545 Shangri-la International · 3579 Hotel Mercure · 3581 Delta Hotel · 3583 Sas Hotels · 3590 Fairmont Hotels Corporation · 3598 Hilton Conrad · 3604 Hilton Garden Inn · 3619 Aloft · 3634 Swissotel · 3640 Hyatt Hotel · 3641 Sofitel Hotels · 3642 Novotel Sieh (Accor) · 3649 Radisson Hotels · 3690 Courtyard By Marriott · 3692 Doubletree Hotels · 3710 The Ritz Carlton Hotels · 3716 Carlton Hotels · 3721 Hilton Conrad · 3742 Club Med · 3745 St. Regis Hotel · 3750 Crowne Plaza Hotels · 3778 Four Points Hotels · 3779 W Hotels · 3780 Disney Resorts · 3790 Raffles Hotels · 3813 Hotel Indigo · 3826 Autograph · 3831 Waldorf · 3837 Hoshino Resorts · 7011 Hotels, Motels, Resorts
Other3505, 3506, 3507, 3508, 3510, 3511, 3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3527, 3528, 3529, 3531, 3532, 3534, 3536, 3537, 3539, 3540, 3541, 3542, 3544, 3546, 3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561, 3562, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577, 3578, 3580, 3582, 3584, 3585, 3586, 3587, 3588, 3589, 3591, 3592, 3593, 3594, 3595, 3596, 3597, 3599, 3600, 3601, 3602, 3603, 3605, 3606, 3607, 3608, 3609, 3610, 3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3620, 3621, 3622, 3623, 3624, 3625, 3626, 3627, 3628, 3629, 3630, 3631, 3632, 3633, 3635, 3636, 3637, 3638, 3639, 3643, 3644, 3645, 3646, 3647, 3648, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657, 3658, 3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673, 3674, 3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689, 3691, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705, 3706, 3707, 3708, 3709, 3711, 3712, 3713, 3714, 3715, 3717, 3718, 3719, 3720, 3722, 3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737, 3738, 3739, 3740, 3741, 3743, 3744, 3746, 3747, 3748, 3749, 3751, 3752, 3753, 3754, 3755, 3756, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770, 3771, 3772, 3773, 3774, 3775, 3776, 3777, 3781, 3782, 3783, 3784, 3785, 3786, 3787, 3788, 3789, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802, 3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3814, 3815, 3816, 3817, 3818, 3819, 3820, 3821, 3822, 3823, 3824, 3825, 3827, 3828, 3829, 3830, 3832, 3833, 3834, 3835, 3836, 3838, 3839, 3840, 3841, 3842, 3843, 3844, 3845, 3846, 3847, 3848, 3849, 3850, 3851, 3852, 3853, 3854, 3855, 3856, 3857, 3858, 3859, 3860, 3861, 3862, 3863, 3864, 3865, 3866, 3867, 3868, 3869, 3870, 3871, 3872, 3873, 3874, 3875, 3876, 3877, 3878, 3879, 3880, 3881, 3882, 3883, 3884, 3885, 3886, 3887, 3888, 3889, 3890, 3891, 3892, 3893, 3894, 3895, 3896, 3897, 3898, 3899, 3900, 3901, 3902, 3903, 3904, 3905, 3906, 3907, 3908, 3909, 3910, 3911, 3912, 3913, 3914, 3915, 3916, 3917, 3918, 3919, 3920, 3921, 3922, 3923, 3924, 3925, 3926, 3927, 3928, 3929, 3930, 3931, 3932, 3933, 3934, 3935, 3936, 3937, 3938, 3939, 3940, 3941, 3942, 3943, 3944, 3945, 3946, 3947, 3948, 3949, 3950, 3951, 3952, 3953, 3954, 3955, 3956, 3957, 3958, 3959, 3960, 3961, 3962, 3963, 3964, 3965, 3966, 3967, 3968, 3969, 3970, 3971, 3972, 3973, 3974, 3975, 3976, 3977, 3978, 3979, 3980, 3981, 3982, 3983, 3984, 3985, 3986, 3987, 3988, 3989, 3990, 3991, 3992, 3993, 3994, 3995, 3996, 3997, 3998, 3999
Merchant name contains
AIRLINE, AIRLINES, AIRWAYS, HOTEL, RESORT
Spending categories included
travel, flights, hotels, air_tickets

Extracted from Terms & Conditions

Preferred Rewards Category(ies) Spending – 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1 spent). You will be eligible to earn Bonus UNI$ for every S$5.00 of spending in your Preferred Rewards Category(ies). Travel — Credit card retail transaction(s) made at major airlines and/or hotels with their main business activity classified as flights and/or hotels only. (including card-not-present transactions like ecommerce/mail/phone order transactions)

4×multiplier
Rounded per S$5

Base (0.4 mpd)

Extracted from Terms & Conditions

"Base UNI$" means the reward of UNI$1 for every S$5.00 spent (equivalent to 0.4 miles per S$1 spent) by a UOB Lady's Card principal cardholder ("you" or "Cardmember") on a Card, as posted on UOB's systems.

0.4×multiplier
Rounded per S$5

Exclusions

0×earn

No miles are earned on 39 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances
6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education
8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment
7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers
6534 Money Transfer Member
Healthcare
8062 Hospitals
Insurance
5960 Direct Marketing – Insurance Services · 6300 Insurance Sales / Premiums
Online Shopping
5965 Direct Marketing – Combination Catalog & Retail
Retail Shopping
5199 Nondurable Good · 5993 Cigar Stores and Stands · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications
4829 Wire Transfer Money Orders
Transport
7523 Automobile Parking Lots and Garages
Utilities
4900 Utilities
Other
6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants
axs · amaze · banc de binary · ez link · ez-link · ezlink · flashpay · moneybookers · nets vcashcard · netsflashpay · oanda · paypal · transit · youtrip · ipaymy · rws-levy · smoove pay · singpost-sam · razerpay
Ready when you are

Apply for UOB Lady's Solitaire Card

You'll be taken to UOB's secure application. Approval is subject to the bank's eligibility checks.