SCBMastercardCredit Card

SC Rewards+ Card

SC 360 Rewards Points convertible to miles. 4 mpd foreign currency, 2 mpd local dining (20,000 bonus pts/yr cap).

SC Rewards+ Card card
Base earn rate
0.4 MPD
Max reward rate
4 MPD
top rate
Annual fee
S$194.40
Min income
S$30,000
Local · age 21+

Reward rules

How this card earns — every rate, cap, and condition.

Foreign Currency (4.0 mpd)

Foreign currency spend
Yes

Extracted from Terms & Conditions

Under this Rewards+ Card Promotion, Rewards+ Cardholders earn an additional nine (9) 360° Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions. Read together with the Standard Chartered 360° Rewards Programme (one (1) 360° Reward Point per S$1), Cardholders earn a total of ten (10) 360° Reward Points for every S$1 spent in foreign currency on Qualifying Rewards+ Card Transactions (equivalent to 4 miles per dollar). For non-Singapore dollar Qualifying Rewards+ Card Transactions, the transaction amount posted in the Rewards+ Card (inclusive of exchange rate conversion and commission, if any) is taken as the transaction amount. The additional 360° Reward Points are subject to the Rewards+ Cap of 20,000 additional points per year (from the card approval anniversary), shared with the local dining bonus.

4×multiplier
Rounded per S$1

Local Dining (2.0 mpd)

Foreign currency spend
No
Merchant categories included
Dining5811 Caterers · 5812 Eating Places, Restaurants · 5813 Drinking Places · 5814 Fast Food Restaurants

Extracted from Terms & Conditions

Under this Rewards+ Card Promotion, Rewards+ Cardholders earn an additional four (4) 360° Reward Points for every S$1 spent in local currency (Singapore Dollars) on Qualifying Dining Transactions. Read together with the Standard Chartered 360° Rewards Programme (one (1) 360° Reward Point per S$1), Cardholders earn a total of five (5) 360° Reward Points for every S$1 spent in local currency on Qualifying Dining Transactions (equivalent to 2 miles per dollar). "Qualifying Dining Transactions" are dining spends charged to the Rewards+ Card made at dining establishments in Singapore classified under the MCCs of: Caterers (5811); Restaurants and eating places (5812); Pubs & bars (5813); or Fast Food Restaurants (5814). Purchases from establishments such as local hotel restaurants (including wedding banquets), bakeries and supermarkets not classified under the above MCCs are not Qualifying Dining Transactions. The additional 360° Reward Points are subject to the Rewards+ Cap of 20,000 additional points per year (from the card approval anniversary), shared with the foreign-currency bonus.

2×multiplier
Rounded per S$1

Base (0.4 mpd)

Extracted from Terms & Conditions

Under the existing Standard Chartered 360° Rewards Programme, Rewards+ Cardholders earn one (1) for 360° Reward Point every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Rewards+ Card, regardless of whether such spends are made in Singapore Dollars or otherwise.

0.4×multiplier
Rounded per S$1

Exclusions

0×earn

No miles are earned on 131 merchant categories, including cash advances, education, entertainment and fund transfers.

Cash Advances
6010 Financial Institutions – Manual Cash Disbursements · 6011 Financial Institutions – Automated Cash Disbursements · 6050 Quasi Cash – Customer Financial Institution · 6051 Quasi Cash / Non-Financial · 6540 Non-Financial Institutions – Stored Value Card Purchase/Load
Education
8211 Elementary & Secondary Schools · 8220 Colleges, Universities · 8221 Colleges, Universities, Professional Schools, and Junior Colleges · 8241 Correspondence Schools · 8244 Business and Secretarial Schools · 8249 Vocational and Trade Schools · 8299 Schools/Instruction Services
Entertainment
7801 Government Licensed On-Line Casinos (On-Line Gambling) (US Region only) · 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
Fund Transfers
6534 Money Transfer Member · 6536 Moneysend - Intracountry · 6537 Moneysend - Intercountry · 6538 Moneysend Funding
Healthcare
8062 Hospitals
Insurance
6300 Insurance Sales / Premiums
Retail Shopping
7299 Other Services – Not Elsewhere Classified · 7349 Clean/Maint/Janitorial Services · 7511 Quasi Cash – Truck Stop Transactions
Telecommunications
4814 Telecommunication Services · 4829 Wire Transfer Money Orders
Transport
7523 Automobile Parking Lots and Garages
Utilities
4900 Utilities
Other
6012 Financial Institutions – Merchandise, Services, and Debt Repayment · 6211 Securities — Brokers/Dealers · 6513 Real Estate Agents / Managers · 6529 Remote Stored Value Load - Member · 6530 Remote Stored Value Load - Merchant · 6532 PSP-Member-Payment Transaction · 6533 PSP-Merchant-Payment Transaction · 6555 Mastercard Imitated Rebate · 7399 Business Services (Not Elsewhere Classified) · 8212 — · 8213 — · 8214 — · 8215 — · 8216 — · 8217 — · 8218 — · 8219 — · 8222 — · 8223 — · 8224 — · 8225 — · 8226 — · 8227 — · 8228 — · 8229 — · 8230 — · 8231 — · 8232 — · 8233 — · 8234 — · 8235 — · 8236 — · 8237 — · 8238 — · 8239 — · 8240 — · 8242 — · 8243 — · 8245 — · 8246 — · 8247 — · 8248 — · 8250 — · 8251 — · 8252 — · 8253 — · 8254 — · 8255 — · 8256 — · 8257 — · 8258 — · 8259 — · 8260 — · 8261 — · 8262 — · 8263 — · 8264 — · 8265 — · 8266 — · 8267 — · 8268 — · 8269 — · 8270 — · 8271 — · 8272 — · 8273 — · 8274 — · 8275 — · 8276 — · 8277 — · 8278 — · 8279 — · 8280 — · 8281 — · 8282 — · 8283 — · 8284 — · 8285 — · 8286 — · 8287 — · 8288 — · 8289 — · 8290 — · 8291 — · 8292 — · 8293 — · 8294 — · 8295 — · 8296 — · 8297 — · 8298 — · 8398 Charitable/Social Organizations · 8651 Political Organizations · 8661 Religious Organizations · 8699 Membership Organizations Not Elsewhere Classified · 8931 Accounting, Auditing & Bookkeeping · 8999 Professional Services (NEC) · 9211 Court Costs, Including Alimony and Child Support · 9222 Fines · 9223 Bail and Bond Payments · 9311 Tax Payments · 9399 Government Services (Not Elsewhere Classified) · 9402 Postal Services – Government Only · 9405 Intra-Government Purchases – Government Only
Specific merchants
AXS · BUS/MRT · EZ-LINK · GrabPay top-up · PayLah! · PayNow · SimplyGo · Singtel Dash · TRANSIT
Ready when you are

Apply for SC Rewards+ Card

You'll be taken to SCB's secure application. Approval is subject to the bank's eligibility checks.