Maybank Manchester United Visa Credit Card

5 TREATS Points will be awarded for every S$5 charged to the Card on local retail spend under Selected Categories (as specified in Clause 8). Selected Categories are Card transactions with the following Merchant Category Codes (MCCs): 6513 (Real Estate Agents and Managers - Rentals); 7399 (Business Services - Not Elsewhere Classified); 4119 (Ambulance Services); 4812 (Telecommunication Equipment); 4814 (Telecommunication Services); 5047 (Medical Equipment and Supplies); 5122 (Drug Stores); 5912 (Drug Stores and Pharmacies); 5975 (Medical Equipment - Hearing Aids); 5976 (Medical Equipment - Orthopedic, Prosthetic Devices); 8011 (Medical Services, Doctors); 8021 (Medical Services, Dentists and Orthodontists); 8031 (Medical Services, Osteopaths); 8041 (Medical Services, Chiropractors); 8042 (Medical Services, Optometrists and Ophthalmologists); 8043 (Medical Services, Opticians); 8049 (Medical Services, Podiatrists and Chiropodists); 8050 (Medical Services, Nursing and Personal Care Facilities); 8062 (Hospitals); 8071 (Medical Services, Dental Laboratories); 8099 (Medical and Health Services); 8211 (Schools, Elementary and Secondary); 8220 (Colleges, Universities, Professional Schools and Junior Colleges); 8241 (Schools, Correspondence); 8244 (Schools, Business and Secretarial); 8249 (Schools, Trade and Vocational); 8299 (Schools and Educational Services - Not Elsewhere Classified).

14 TREATS Points will be awarded for every S$5 charged in local and/or foreign currency to the Card on retail spend (other than local retail spend under Selected Categories as referred to in Clause 5(b)). Foreign currency spend will be converted into Singapore Dollars (per the terms and conditions of the Card), and TREATS Points will be awarded on the Singapore Dollar equivalent of the foreign currency spend. All TREATS Points awarded shall be calculated based on each block of S$5 charged to the Card per transaction; Cardmembers shall not be entitled to any partial or pro-rated award for any amount charged that is less than a S$5 block, and amounts charged in multiple transactions will not be combined to make up a S$5 block. A Cardmember who spends an amount between S$10.00 and S$14.99 in a single transaction will be awarded 28 TREATS Points. Additional match-day TREATS Points (not reflected in this base rate): an additional 21 TREATS Points per S$5 (up to S$2,000 in aggregate) on the Singapore-day of a Manchester United English Premier League match if Manchester United wins, or an additional 6 TREATS Points per S$5 (up to S$2,000 in aggregate, capped at 1 draw match per month, EPL 2025/2026 season) if the match is drawn. These do not apply to Selected Categories and are not awarded if Manchester United loses.